Decision in Principle tool
Understand pre-sales outcomes to help you apply with confidence
Decision in Principle
Save time and better manage
your client’s expectations
Let our Decision in Principle tool do your pre-sales research and find out about ratings or exclusions in one place, saving you time and effort compared to liaising with insurers
Complete just one online form covering your client’s medical, lifestyle and financial information, that’s sent to all insurers at the click of a button.
No hidden surprises
Our tool will flag any likely insurer exclusions that’ll prevent your client being offered cover immediately, helping ensure there are no hidden surprises, fewer abandoned or declined applications and increases the likelihood of a successful claim.
Find out whether any ratings or exclusions are likely to be applied without completing a full application or liaising with individual insurers. Pre-sales indications help ensure the most appropriate product is recommended, giving you peace of mind you’ve given the best advice.
Pre-sales enquiries are investigated by an underwriter at the insurer (not automated) with the majority of results sent back within 48 hours, helping
ensure your research is timely, diligent and that you provide good advice.
Included as standard with your LifeQuote Platform access – no other platform offers pre-underwriting decisions across all mainstream protection insurers.
